Get an Instant Quote
Comprehensive Coverage? Florida Law Generally Means $0 Deductible for Covered Windshield Claims — Learn More →
Florida Law · F.S. 627.7288

Comprehensive Coverage? Your Windshield Could Cost You $0 Out of Pocket

Florida Statute 627.7288 generally prohibits a deductible for covered windshield damage under comprehensive coverage — for qualifying claims, that can mean a $0 deductible for your windshield. As Tampa's local auto glass company, we handle the claims process directly, from opening your claim to getting our shop assigned as your approved repair provider.

This applies specifically to windshields for comprehensive policyholders — we recommend confirming your own coverage with your insurance company, and we’re happy to help you check on this.

Read how Florida’s insurance law works →

Florida law generally means a $0 deductible for covered windshield claims under comprehensive coverage Optic-Kleer Autoglass of Tampa

Insurers We Work With Directly

As a preferred provider with the carriers below, we can bill them directly for your windshield claim.

Geico State Farm Progressive Allstate USAA Farmers Liberty Mutual Travelers

Don’t see your insurance company listed? We work with many other insurance carriers beyond the ones pictured above — contact us and we’ll help you file your claim no matter which company you’re with.

Geico Windshield Claims in Tampa

As a preferred provider with Geico, we bill them directly for your windshield claim — we handle the required call to their claims administrator to get Optic-Kleer® Autoglass of Tampa assigned as your repair or replacement provider, so you don’t have to.

State Farm Windshield Claims in Tampa

We’re a preferred provider for State Farm, which lets us bill them directly for windshield repair and replacement claims — we handle the paperwork and the call to their claims administrator for Tampa-area drivers.

Progressive Windshield Claims in Tampa

Have Progressive comprehensive coverage? As a preferred provider, we can bill Progressive directly and get assigned as your repair provider without you having to navigate their claims line yourself.

Allstate Windshield Claims in Tampa

As a preferred provider for Allstate, we bill them directly for windshield repair and replacement, taking care of the claim itself and the required call to their claims administrator on your behalf.

USAA Windshield Claims in Tampa

Many of our customers carry USAA coverage, including current and former military members near MacDill Air Force Base. As a preferred provider, we bill USAA directly and handle the claims process for you start to finish.

Farmers Windshield Claims in Tampa

We’re a preferred provider for Farmers Insurance windshield claims, managing both the claim itself and the required call to their claims administrator.

Liberty Mutual Windshield Claims in Tampa

If you carry Liberty Mutual comprehensive coverage, our preferred-provider status lets us bill them directly and get Optic-Kleer® Autoglass of Tampa assigned as your approved repair provider.

Travelers Windshield Claims in Tampa

As a preferred provider, we bill Travelers directly for windshield insurance claims, handling the process end-to-end so you don’t have to spend your day on hold.

Coverage details, deductibles, and provider requirements vary by policy — we recommend confirming your specific coverage with your insurer, and we’re happy to help you check on this.

How Claim Assistance Works

We do the legwork so you don’t have to spend your day on hold with your insurer.

1

You Submit Your Info

Fill out the form below with your policy and incident details.

2

We Open Your Claim

With your authorization, we contact your insurance company and begin the claims process on your behalf.

3

We Call the TPA

Once your claim is opened, your insurer’s third-party administrator (TPA) must be contacted separately to assign Optic-Kleer® Autoglass of Tampa as your repair or replacement provider — we make that call for you.

4

We Get to Work

Once we’re assigned, we schedule your repair or replacement — often the same day. Here’s what to expect from our windshield replacement service in Tampa.

“One important tip: if you’re going through insurance, make sure to specifically request Optickleer by name. Otherwise, insurers will often default you to their incumbent provider. I learned this the hard way — my previous experience with the incumbent was rough, with poor service and a bad installation that led to water leaks. Do yourself a favor and ask for Optickleer directly. Absolutely recommended!”
— Arnie P., Google Review

Start Your Insurance Claim

Prefer to text? Message us directly at (813) 729-1743 for a fast reply.

Tell us about your policy and the damage, and we’ll take it from there. Fields marked * are required.

Is the damage larger than a U.S. one-dollar bill? *

We’ll reach out within 15 minutes during business hours to confirm next steps. For anything urgent, call us at (813) 729-1743.