Florida Law · F.S. 627.7288

Comprehensive Coverage? Your Windshield Could Cost You $0 Out of Pocket

Under Florida Statute 627.7288, insurers must waive your deductible for windshield repair or replacement if you carry comprehensive coverage — meaning no cost to you out of pocket for the windshield itself. We handle the claims process directly, from opening your claim to getting our shop assigned as your approved repair provider.

This applies specifically to windshields for comprehensive policyholders — we recommend confirming your own coverage with your insurance company, and we’re happy to help you check on this.

Read how Florida’s insurance law works →

Windshield replacement may be covered at no cost when using insurance

How Claim Assistance Works

We do the legwork so you don’t have to spend your day on hold with your insurer.

1

You Submit Your Info

Fill out the form below with your policy and incident details.

2

We Open Your Claim

With your authorization, we contact your insurance company and begin the claims process on your behalf.

3

We Call the TPA

Once your claim is opened, your insurer’s third-party administrator (TPA) must be contacted separately to assign Optic-Kleer® Autoglass of Tampa as your repair or replacement provider — we make that call for you.

4

We Get to Work

Once we’re assigned, we schedule your repair or replacement — often the same day.

Start Your Insurance Claim

Tell us about your policy and the damage, and we’ll take it from there. Fields marked * are required.

Leave this field blank:

Insurance Company *

Policy Number *

Policyholder Name(s) *

Phone Number *

Email Address *

Address on Policy *

Date of Incident *

Where Did It Happen? *

What Caused the Damage? *

Is the damage larger than a U.S. one-dollar bill? *

Yes No

Additional Details – Optional

We’ll reach out the same day to confirm next steps. For anything urgent, call us at (813) 729-1743.

We’ll Help You File Your Windshield Insurance Claim